From submitting your campaign to receiving money in your Nigerian bank account — the entire process takes less than 24 hours on NaijaFund.
Start Your Campaign — FreeNaijaFund is built for Nigerians. No complex forms, no waiting weeks for approval. Here's exactly how it works:
Sign up with your phone number or email. No credit card needed — NaijaFund is completely free to join. The sign-up form takes less than 60 seconds.
Give your campaign a clear title, explain your situation honestly, and set a target amount in Naira. You can also add photos to make your story more compelling. Campaigns with photos and clear explanations raise more money.
Upload a government-issued ID (NIN slip, voter's card, driver's licence, or international passport) and record a short proof-of-life video. This takes about 5 minutes and protects donors from fraud. Our team reviews every submission manually.
Once approved (within 24 hours), you'll receive your campaign link. Share it on WhatsApp, Instagram, X, or anywhere you have an audience. Every donation splits directly to your Nigerian bank account the moment it's made — no withdrawal requests, no delays.
Donors give more when they understand exactly what the money will be used for. "₦350,000 for gallbladder surgery at Lagos University Teaching Hospital" performs better than "help with medical bills".
A photo of a hospital bill, a school acceptance letter, or a damaged roof builds trust and helps donors understand your situation. Real photos perform significantly better than stock images.
Most donations on NaijaFund come from people who know the campaigner personally or through social networks. Send your campaign link to family, friends, and community WhatsApp groups first.
Campaigns that post regular updates receive more donations. Let donors know how much progress you've made and what the money has helped with so far.
We accept National ID / NIN slip, Permanent Voter's Card (PVC), Nigerian Driver's Licence, and International Passport. Any government-issued document with your photo and full name is acceptable.
Our team reviews submissions within 24 hours on weekdays. Most campaigns are approved within a few hours. You'll receive a WhatsApp and email notification when your campaign goes live.
Starting a campaign is completely free. We charge 8% on each successful donation — one of the lowest rates in Nigeria. There are no upfront costs and no monthly fees.
Yes. NaijaFund uses a keep-what-you-raise model. You receive every donation regardless of whether you hit your target amount. There's no penalty for not reaching your goal.
Instantly. Donations are split and settled directly to your registered Nigerian bank account the moment a donor completes their payment through Paystack. You don't need to request a withdrawal.
Yes. International Visa and Mastercard cards are accepted. Donors in the UK, US, Canada and Europe can donate and see the live exchange rate before confirming their contribution.
Free to start. Approval in 24 hours. Money goes directly to your Nigerian bank account the moment it's donated.
Start Your Campaign — Free →